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602.271.9090 MAIN

602.222.4976 DIRECT
602.222.4999 FAX
3636 North Central Avenue
Suite 700
Phoenix, Arizona 85012



Bankruptcy and Reorganization
Business Formation and Transactions
Creditor Rights
Loan Workouts
Commercial Landlord Tenant Law
Business and Financial Restructuring
Real Estate
Loan Documentation
Buying and Selling of Businesses


University of Arizona, J.D., with highest distinction 1984
Articles Editor, Arizona Law Review

Arizona State University, B.A. Finance, 1980


Admitted to all Federal and State Courts in AZ

Assisted By

Cynthia Nesselrode


Steven N. Berger has focused his career on resolution of complex business disputes through effective representation of clients in bankruptcy or other reorganization proceedings, loan workouts, litigation and business transactions.  He co-founded the firm in 1999 after gaining experience as an associate and partner at two of Arizona’s largest law firms. He has extensive experience in representing parties involved with troubled loans or troubled businesses, and has represented lenders, lessors, business owners, investors, asset purchasers, creditor committees and other parties in bankruptcy and reorganization cases. Steve has more than 30 years’ experience in representing clients throughout Arizona, is admitted to practice before all state and federal courts in Arizona, and before the Ninth Circuit Court of Appeals. He is a long-time Arizona resident and business owner, providing him with added perspective in his work on Arizona based issues.


Assisting clients in finding creative and satisfying resolutions of legal issues related to business.


Real Estate Brokers/Developers
Owners of Closely-Held Businesses
Owners of Troubled Businesses


Advertising and Media
Asset Based Lenders
Commercial Lenders
Equipment Leasing
Hard Money Lenders
Hospitality and Restaurants
Printing and Publishing
Private Education and Preschools
Property Management
Retail and Shopping Center Owners


Fellow, The American College of Bankruptcy
Lawyer Representative, Ninth Circuit Conference (2010- 2014)
State Bar of Arizona Bankruptcy Section Chair/Member
State Bar of Arizona CLE Committee Chair/Member
University of Arizona Rogers College of Law – Board of Visitors
Arizona Bankruptcy American Inn of Court – Charter member & V.P. (2010-2012)
BNA Bankruptcy Law Reporter, Member – Advisory Board
American Bankruptcy Institute – Member
ABA Alternative Dispute Resolution Section – Member
Law Clerk for Hon. Thomas Tang, Ninth Circuit Court of Appeals (1984-1985)


Southwest Super Lawyers®, Bankruptcy, 2007-2017
Super Lawyers®, Top 50 Arizona Lawyers, 2009-2017
Phoenix Magazine, Top 50 Lawyers in Arizona (2015, 2016)
Southwest Super-Lawyers®, Best 50 Arizona Lawyers, 2011-2016
The Business Journal, Best of the Bar, 2003-2004
AV-Rated by Martindale Hubbell®
Certified in Business Bankruptcy by American Board of Certification

Career Highlights

Representation of owner of multi-state cattle ranch operation in loan workout of over $20 million secured credit facility.

Representation of lessor of farmland in Chapter 11 case of lessee farming operation.

Representation of the State of Arizona in its takeover, wind-down, and transition to a new provider of the entity responsible for management of the mental health care system for Maricopa County.

Successful restructuring through Chapter 11 of a telecommunications related business in which the shareholders were previously deadlocked and the business’s very survival had been jeopardized.

Successful negotiation and implementation for a lender client of multi-million dollar loan to a farming operation during the borrower’s Chapter 11 case.

Representation of a creditors’ committee in the Chapter 11 case of a primary school and nursery school holding company, resulting in the successful sale and spin-off of schools as going concerns, and the prosecution of actions against corporate insiders.

Representation of a bankruptcy trustee in the successful negotiation of a transition plan among multiple parties including the City of Phoenix, secured lenders, resident groups, and creditors regarding the closing and liquidation of a senior housing project.


“Bankruptcy Law and Procedure, a Guide for the Paralegal,” Co-Author

Community Service

Equality Arizona – Human Rights Individual Award 2011

Friends of the Phoenix Library

Anti-Defamation League

American Jewish Committee

Community AIDS Council

Arizona AIDS Project

Maricopa Community College Foundation, “Out & Up” LGBT Scholarship Fund

Lambda Legal